The right mix of price, coverage and service

Insurance coverage is nuanced. Let our experience guide you through the insurance buying process. Our relationship with multiple carriers means that we work for you, empowering you with choice.
There are many providers to choose from and multiple levels of insurance markets. We use the following companies to place the bulk of our business:
Sometimes standard carriers will not insure a particular risk due to its characteristics or the potential for a major loss. Those risks move to the Excess and Suplus (E & S) Market where carriers have more underwriting freedom.

Frequently Asked Questions

Why choose an Indpendent Insurance Agent?
We offer advice specific to your situation, and work with multiple carriers. This allows us to do the all the heavy lifting for you by comparing coverages across different companies. You no longer have to worry about scouring for information online and wondering if the quotes you are comparing even cover what you need.

We deliver personalized service to all of our clients because happy clients have peace of mind and stick around which in turn allows us to grow and serve more families around Ohio.

My policy is not up for renewal, can I still switch?
Absolutely, except for a few companies, most insurance carriers will refund any unused premium that you have paid.
Are rental cars covered?
Yes! Your auto policy covers vehicles that you rent on a short term basis, even in Canada.
Can i change parts of my policy after it goes into effect?
Your policy is living document and should change with your needs in real time.
How can I get in touch with you?
Whichever way suits you best.

Phone: (614)891-0093
email: office@loyinsurance

DJ Cell: (614)832-0871 Call or Text

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If we didn’t answer all of your questions, feel free to drop us a line anytime.
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