Dan Started his career as a life insurance field representative For Grange Insurance covering the midwest in 1978. In 1982 he founded Loy Insurance Agency in Westerville, OH and has served personal lines customers for 36 years. In 2015 his son DJ joined the agency focusing on commercial risks.

Dan Loy
President, Agent

DJ Loy

Sharon Moore
Agent, CSR

Dan hails from eastern Ohio and currently lives in Westerville with his wife Sandy. In their free time, they enjoy traveling in their motorhome with their dog Gracie. His hobbies include target shooting and American history. 

Insurance Experience: 41 years

Favorite part about this industry: forming long relationships with clients then seeing their families grow and flourish. 



DJ lives in Columbus with his wife Nicole. In his free time he officiates college football and lacrosse in the midwest. His hobbies include weightlifting, exercise, and playing stringed instruments.  

Insurance Experience: 10 years

Favorite part about this industry: Referrals! They are the ultimate form of trust, and signal that we give excellent service to clients. 

Sharon is from Columbus and lives in Worthington. Sharon enjoys traveling in her free time. Her highlights are multiple trips to Europe. In her free time, Sharon enjoys reading, photography, and crafting.

Insurance Experience: 52 years

Favorite part about this industry: Meeting all of the different characters throughout the years! 

Insurance can be a complicated purchase. You’re not buying bread or milk. You’re buying a promise of protection that could potentially make or break your financial well-being. How do you know that you’re making the right choices about coverage? Are you sure you’re getting the best possible value for your dollar? The options can seem overwhelming.

Here are seven reasons why we the independent agent benefit you as a client:


  1. We give you a choice – Independent agents represent many different insurance companies that offer a wide variety of coverage options and price points. Most on average sell for five to eight different insurance companies. There’s no need for you to accept one quote from one company, and there’s no need for you to spend time filling out many different online applications to get your own quote comparisons. With our connections and knowledge of the market, we often find a better value for your insurance dollar than you might find searching on your own.  We do the shopping. You do the saving. We deliver to you the right blend of price, coverage, and service.

2. We are licensed experts – We explain the complexities of insurance in simple terms, helping you make smart decisions. We make a career out of assessing our customers’ insurance needs then matching them with the insurance carrier best equipped to meet those needs at a price you can afford. Think about it, while you might research wording for wills on the Internet, you’ll likely go to an attorney to ensure that the document is drawn up correctly. Why wouldn’t you seek the advice of a licensed insurance professional to be certain that your home, your auto, or your business is properly protected?

3.We are your personal advisers – Agents not only find you competitive pricing, they make sure you are adequately covered. Working with you face-to-face, your agent becomes your personal adviser, taking the time to listen to you and understand your individual needs. They know it’s not just about finding a price you can afford; it’s also about making certain you are appropriately covered so that you don’t end up insurance-poor if you do suffer a loss.

4. We are your advocate – If you have a billing or claim concern, or need to change your coverage, your agent can be your advocate, working with the insurance company on your behalf.

5. They are right around the corner – Independent agents are your neighbors…they share your interest in the community where you live, and understand the benefits and challenges of living in your locale. They are often highly involved in the community, sponsoring youth sports teams, buying from your local businesses, supporting school organizations, and voicing opinions at the monthly Chamber of Commerce meeting. They are right around the corner, ready to help.

6. We offer one-stop shopping – Independent agents can often meet all of your insurance needs with the companies they represent, providing auto, home, renter’s, and business coverage. Many offer life and health insurance as well.

7. We are consultants for a lifetime – Independent agents periodically review your coverage. They are there to help you through all the changes in your life, whether you’re going from renting an apartment to buying a home, starting a business, getting married, renovating your home, adding a teen driver to your auto policy, or looking to cover that retirement condo.

We are an independent insurance agency offering a comprehensive suite of insurance solutions to protect your business and your life from the unexpected.

We offer business, life, home and auto insurance coverage for residents and businesses across Ohio.

We do more than sell insurance. We work closely with clients to help them make important and informed decisions every day when it comes to their protection and future.

Don't Be Shy

If we didn’t answer all of your questions, feel free to drop us a line anytime.


6338 Hibiscus Ct
Westerville, Oh 43081

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